Real Estate Affiliates in Saint Louis, Compton Heights, Tower Grove and Lafayette Square, Missouri Provided by The Tyler Olsen Group

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School Reports in Saint Louis, Compton Heights, Tower Grove and Lafayette Square, Missouri

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Schools in Saint Louis, Compton Heights, Tower Grove and Lafayette Square

Financing Your Home >The Language of Financing

When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.

You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.

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Q	What famous American Lady has an arm length of 42 feet?
A	The Statue of Liberty
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The Tyler Olsen Group, REALTOR®, real estate agent and broker for Saint Louis, Compton Heights, Tower Grove and Lafayette Square, Missouri home listings, property and land for sale - NUMBER1EXPERT™

The Tyler Olsen Group
Coldwell Banker Gundaker
4320 Hampton Ave.
St. Louis, MO 63109
314-616-8100
Fax: 314-351-5475
tylerolsen@NUMBER1EXPERT.com

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